Paydapter is the orchestration layer for platforms and marketplaces. Route every transaction to Stripe, Square, PayPal and more through a single API — while each of your merchants keeps and gets paid on their own processor account.
No processor lock-in · Merchant funds never touch our balance · Go live in days
Stop rebuilding an integration every time you add a processor or onboard a merchant who already has one. Write once; we adapt to the rest.
Merchants onboard their existing Stripe, Square, or PayPal account via native OAuth/Connect. Zero switching cost, zero migration.
Route by cost, geography, success rate, or merchant preference. Failover to a backup processor automatically.
Funds settle directly to each merchant's own processor. You orchestrate; you never custody — dramatically lighter compliance.
One gateway serves every app, merchant, and brand you run. Isolated data per tenant, shared infrastructure.
Flip on programmable, on-chain cashback with StellarBack — native to every transaction, not a bolt-on.
Optional tap, QR, or mid-range phone-to-phone acceptance — accept in the lane, at the table, or at the counter.
The same orchestration layer an AI shopping agent (like Paygent) needs to route a purchase — one integration serves human and agentic checkout alike.
Drop in the SDK and grab API keys. One integration for all processors.
They link their own PSP with a hosted OAuth flow. You store nothing sensitive.
Call charge(). Paydapter routes to the right processor and normalizes the response.
Unified webhooks, transactions, and reporting across every processor in one schema.
API for every processor
days of processor migration
funds to the merchant's own account
faster to add a new PSP
Create an account, connect your first processor, and route a live transaction today.