Paydapter connects your platform to every major processor through a single integration — so each merchant keeps their own Stripe, Square, or PayPal account, and you control routing, cost, and rewards.
Add processors, onboard merchants, and optimize routing without re-integrating — and without becoming a money-services business.
Merchants connect the account they already have. No migration, no re-underwriting, no reason to say no.
Optimize every transaction for cost, approval rate, or geography — and fail over automatically when a processor has a bad day.
Funds settle straight to each merchant's own processor. You orchestrate the flow but never hold the money — keeping your compliance footprint light.
Turn on programmable on-chain cashback (StellarBack) or mid-range proximity acceptance when you're ready. Same integration.
The same orchestration a human checkout uses is what an AI shopping agent (like Paygent) needs to route a purchase — no separate integration for agent-initiated payments.
"Write your payment integration once. Let every merchant bring the processor they already trust — and never rebuild it again."
A 20-minute demo: connect a processor, onboard a merchant, and watch orchestration in action.